@tszzl Also, having low material standard of living early in life is good from a hedonic adaptation point of view. Happiness is better when your circumstances are rising, not flat. Heavily saving from early on helps to ensure this.
@tszzl 此外，从享乐适应的角度来看，生命早期的物质生活水平低是好的。当你的环境在上升而不是平坦时，幸福会更好。从一开始就进行大量储蓄有助于确保这一点。