Also an important lesson for the crypto space. Way too much mental gymnastics goes into defending things that a 12 year old applying a simple unnuanced "if it offers 20% APR it's a Ponzi" rule would correctly reject every time.
这也是加密空间的重要一课。一个12岁的孩子每次都会正确地拒绝使用一个简单而无说服力的“如果它提供20%的APR，那就是一个庞氏骗局”规则。