@danrobinson @AnthonyLeeZhang I think my own view at this point is that we're very far along the diminishing returns curve of finance; sure, reducing spreads by 0.15% is nice, but it's far from utopia-or-dystopia-deciding, whereas say innovations in social media or governance still can be that impactful.
@danrobinson@AnthonyLeeZhang我认为我个人的观点是，我们离金融收益递减曲线很远；诚然，将息差减少0.15%是好事，但这远不是乌托邦或反乌托邦的决定，而社交媒体或治理方面的创新仍然会产生如此大的影响。