"You can't put all your bets on one technology," says Gilder. "You need staff who are up to speed and can recognise the opportunities."
#Sibos https://t.co/4nmXo3UM9P

“你不能把所有的赌注都押在一种技术上，”吉尔德说。 “你需要跟上速度并能识别机会的员工。”

"We need regulatory engagement though," says Khaliq. "It's really important to take regulators along for the ride. Otherwise, you can come up with a great solution that you regulator doesn't buy - that's a show-stopper."
#Sibos https://t.co/BKEpxGlrjD

“不过，我们需要监管参与，”Khaliq 说。 “让监管机构参与进来真的很重要。否则，你可以想出一个监管机构不买的很好的解决方案——这是一个阻碍。”

"We've come up with solitons that have nothing to do with blockchain," says Khaliq. "The challenge is to focus on the inefficiencies, design around them, not always the particular technology. We could miss the shorter paths to commercialisation"
#Sibos https://t.co/KsUR6F8sB2

“我们提出了与区块链无关的孤子，”Khaliq 说。 “挑战在于关注低效率，围绕它们进行设计，而不是始终关注特定技术。我们可能会错过通向商业化的捷径”

"Interoperability is the solution, to be clear," says Rieupeyroux. "But, as far as I know, there are not yet 100% secured interoperability protocols. Too often, the bridges act as 'open' bridges. It still needs to be developed."
#Sibos https://t.co/FYOaHIlXw5

“要明确，互操作性是解决方案，”Rieupeyroux 说。 “但是，据我所知，目前还没有 100% 安全的互操作性协议。这些网桥经常充当‘开放式’网桥。它仍然需要开发。”

"It's not real yet but stay tuned on identity,"says Farooq. "There are lots of things you can do with NFTs. Can we create digital goods that are collectables? We do it with paper products all the time, why not digital? It becomes an anchor of your identity over time."
#Sibos https://t.co/f8nJKWaOig

“这还不是真的，但请继续关注身份，”法鲁克说。 “你可以用 NFT 做很多事情。我们能创造出可收藏的数字商品吗？我们一直用纸制品来做，为什么不数字化？随着时间的推移，它会成为你身份的锚。”

"Data security has to be front of mind for all institutions," says Gilder. "I'm excited about using new technology to do a better job of that. If we get it right, web3 allows you to control your own data, monetise it, but prevent others from accessing it."
#Sibos https://t.co/468cQ0fxZA

“所有机构都必须将数据安全放在首位，”吉尔德说。 “我对使用新技术做得更好感到兴奋。如果我们做对了，web3 允许您控制自己的数据，将其货币化，但阻止其他人访问它。”

"We tend to look at these ideas as the ultimate solution to all of our problems," says Rieupeyroux. "It's actually a lot more expensive to execute a crypto trade than equities. But that's missing the point of new technology."
#Sibos https://t.co/p764S9y4mx

“我们倾向于将这些想法视为我们所有问题的最终解决方案，”Rieupeyroux 说。 “执行加密交易实际上比股票要贵得多。但这忽略了新技术的意义。”

"Traditional finance needs to understand that blockchain technology can actually overcome a lot of the money laundering issues," says Gilder. "We're not there yet but it's getting harder and harder to launder money with crypto."
#Sibos https://t.co/1sc69e99sP

“传统金融需要了解区块链技术实际上可以克服许多洗钱问题，”吉尔德说。 “我们还没有到那里，但用加密货币洗钱变得越来越难。”

"Tokenisation of existing assets: if we can take assets and put them on a public ledger, then we're much closer to what people call 'the internet of value'," says Farooq. "Done in a way that's fully regulated - that's the next step: tokenisation with a public ecosystem."
#Sibos https://t.co/2vviDG2Whf

“现有资产的代币化：如果我们可以获取资产并将它们放在公共分类账上，那么我们就更接近人们所说的‘价值互联网’，”Farooq 说。 “以完全受监管的方式完成——这是下一步：使用公共生态系统进行代币化。”

"One clear use case of DLT is immutability: the ability to timestamp, guarantee data," says Rieupeyroux. "The second is automated market-making schemes; they're very impressive - even if it is very early stage. Any retail investor has the potential to be part of it."
#Sibos https://t.co/iAU1Jq0EsI

“DLT 的一个明显用例是不变性：时间戳、保证数据的能力，”Rieupeyroux 说。 “第二个是自动化做市计划；它们非常令人印象深刻——即使它还处于早期阶段。任何散户投资者都有可能成为其中的一员。”

"Lending and syndication, trade finance - any process that entails multiple parties who want to exchange information on a universal platform is a DeFi use case," says Khaliq, "We're exploring a number of those use cases in our firm with our clients."
#Sibos https://t.co/1ReFB6Hhg6

“贷款和银团、贸易融资——任何需要多方在通用平台上交换信息的流程都是 DeFi 用例，”Khaliq 说，“我们正在与客户一起探索我们公司的一些用例。”

"We're trusted because we're regulated," says Khaliq, "We shouldn't rush to the conclusion that DeFi will kill TradFi. As we go on this journey of making ourselves more efficient, you're going to see a separate value chain which is evolving bank technology."
#Sibos https://t.co/VWGZJvJVcW

“我们受到信任，因为我们受到监管，”Khaliq 说，“我们不应该急于得出 DeFi 会扼杀 TradFi 的结论。随着我们继续提高自己的效率，你会看到一个单独的价值链正在发展银行技术。”

"There's still a long way for DeFi to go to grow up," says Gilder. "Interest and hype doesn't reflect the number of users. We could help but we'll tread very carefully because of the lack of regulatory clarity."
#Sibos https://t.co/ccDJhtPxQw

“DeFi 的发展还有很长的路要走，”Gilder 说。 “兴趣和炒作并不反映用户数量。我们可以提供帮助，但由于缺乏监管明确性，我们会非常谨慎地行事。”

"There's a role to play in terms of trust," says Farooq. "The role of the centralised institution isn't dead. But the execution may be decentralised."
#Sibos https://t.co/ILbcsNYxWY

“在信任方面可以发挥作用，”法鲁克说。 “中央机构的作用并没有消失。但执行可能会分散。”

"Interoperability also needs to consider legacy systems," says Sharyn Trainor @DeutscheBank.

“互操作性还需要考虑遗留系统，”Sharyn Trainor @DeutscheBank 说。

"When you look at smart contracts, you can easily imagine an environment where someone you trust is certifying the smart contract," says Rieupeyroux. "There are many areas where centralised players can deliver value in a decentralised environment."
#Sibos https://t.co/rODGj6EvnF

“当您查看智能合约时，您可以轻松想象一个您信任的人正在验证智能合约的环境，”Rieupeyroux 说。 “在许多领域，中心化的参与者可以在去中心化的环境中创造价值。”

"No one in this room is ready to transact when there is no one to contact if things go wrong," says Rieupeyroux. "What you want, at the very least, is someone you can sue if things go wrong."
#Sibos https://t.co/pRWn1yCG6c

“如果出现问题，没有人可以联系，这个房间里没有人准备好进行交易，”Rieupeyroux 说。 “至少，你想要的是，如果出现问题，你可以起诉的人。”

"It's not going to be one network that rules them all. It will be small platforms that do some things very well. And, these networks will be interconnected," says Lynn Ng at @ING_news...👏🏼We very much agree!

“这不会是一个控制所有网络的网络。它将是一些可以很好地完成某些事情的小型平台。而且，这些网络将相互连接，”@ING_news 的 Lynn Ng 说......👏🏼我们非常同意！

On #interoperability, "if you provide value to the actors involved, that's when you'll start to get pickup," says Sharyn Trainor at @DeutscheBank.

上

What is the first step in the rollout of interoperability? "Now, it's less about PoC (Proof of Concept) and more about PoV (Proof of Value) and use cases," says Jesse Chenard at @Monetago.

推出互操作性的第一步是什么？ “现在，它不再是关于 PoC（概念证明），而是更多关于 PoV（价值证明）和用例，”@Monetago 的 Jesse Chenard 说。