The Maker Protocol will establish specific parameters for all new vaults in order to maintain the over-collateralization of DAI at all times and thus protect its users.
This is why every Maker Vault has a yearly stability fee and minimum collateralization ratio.
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Maker 协议将为所有新的金库建立特定的参数，以始终保持 DAI 的超额抵押，从而保护其用户。
这就是为什么每个 Maker Vault 都有年度稳定费和最低抵押率。
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