The Maker Protocol acts as an autonomous credit-facility protocol that adapts itself to different market conditions.
Market condition changes lead to different lending demand behaviors.
And, for different lending demand behaviors, there are different ways to borrow Dai.
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Maker 协议作为一个自主的信贷便利协议，可以适应不同的市场条件。
市场条件的变化导致不同的借贷需求行为。
并且，针对不同的借贷需求行为，借入 Dai 的方式也不同。
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