In light of these conditions, it no longer makes sense to consider CeFi lenders as part of the competitive rates framework; centralized product terms and risk profiles are significantly different from DeFi protocols.
Based on this, here are the proposed changes:
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鉴于这些情况，将CeFi贷款人视为竞争利率框架的一部分不再有意义；集中式产品条款和风险状况与DeFi协议显著不同。
基于此，以下是拟议的变更：
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