With DeFi, the community acts as the governing body (DAO), creating rules and proposing changes to the protocol.
In theory, this eliminates the principal-agent issue in financial services firms & should provide a more streamlined offering with optimal resource allocation.
在DeFi中，社区充当管理机构（DAO），创建规则并对协议提出修改。
理论上，这消除了金融服务公司的委托代理问题；应提供更精简的产品和最佳的资源分配。