RT: TIL “almost every cross-border payment passes thru one of just 15 banks” per @GeoLeib’s book.
And, as @transferwise’s recent Fed comment letter showed, 2 US banks have ~50% share of the ACH payments market.
Regulations made the biggest banks bigger.
So ripe for disruption…
转发：TIL根据@GeoLeib的书，“几乎所有跨境支付都通过15家银行中的一家”。
此外，正如@transferwise最近的美联储评论信所示，两家美国银行在ACH支付市场上占有约50%的份额。
监管使最大的银行变得更大。
颠覆的时机已经成熟…