@TheStoicCoiner No, more infrastructure. Centralized is easy, and not necessarily that bad for low amounts where you don't care much about privacy. At least you aren't linking your entire financial history.
@没有更多的基础设施。集中化很容易，对于你不太关心隐私的低金额来说也不一定那么糟糕。至少你没有把你的整个财务历史联系起来。