2 - When you apply for a traditional loan, the lender uses your credit score, as reported by third-party credit agencies, to determine your creditworthiness or financial “reputation.” The higher your credit score, the lower the risk.
2-当你申请传统贷款时,贷款人使用第三方信用机构报告的你的信用评分来确定你的信用度或财务“声誉”你的信用评分越高,风险越低。