6 - The measurement of the balance of the loan relative to the value of the collateral asset is represented as loan-to-value or LTV. For example, you may have a loan for $320,000 for a home that is valued at $400,000, in which case your loan is 80% of the total value of the home.
6-贷款余额相对于担保资产价值的计量表示为贷款价值比或贷款价值比。例如，你可能有一套价值40万美元的房子的32万美元贷款，在这种情况下，你的贷款是房子总价值的80%。