8 - Instead, SALT uses loan-to-value of your collateral to assign risk. As LTV is a measure of risk, the lower the LTV, the lower the risk for the lender (and therefore the lower the interest rate for the borrower).
8-相反，SALT使用贷款与抵押品价值之比来分配风险。由于贷款价值比是一种风险度量，贷款价值比越低，贷款人的风险就越低（因此，借款人的利率也就越低）。