"It's not just about a single country with a single central bank," says @ThomasHardjono. "There are many issues around retail CBDC today. It's going to be a slow process. The technologists need the requirements defined. It has to be policy-driven."
#FTCrypto #CBDC https://t.co/zeQDLUnlV6

@ThomasHardjono说：“这不仅仅是一个国家有一个中央银行。”。“如今，零售CBDC存在许多问题。这将是一个缓慢的过程。技术人员需要定义需求。它必须由政策驱动。”
#FTCrypto#CBDChttps://t.co/zeQDLUnlV6

"Cash is an important part of national sovereignty," says Hogg. "So, this moment in time is an important one. I applaud the central banks for doing the work now. The G7 principles are also essential."
#FTCrypto #CBDC https://t.co/dtLosOmBEK

“现金是国家主权的重要组成部分，”霍格说。“因此，这一时刻非常重要。我赞扬各国央行现在所做的工作。七国集团的原则也很重要。”
#FTCrypto#CBDChttps://t.co/dtLosOmBEK

"So, how do you design something that has the privacy people want that isn't open to large scale abuse," asks Lane. "We're grappling with these questions and how it would work in practice."
#FTCrypto #CBDC https://t.co/sZuzc7BmYq

莱恩问道：“那么，你如何设计一款既能满足人们的隐私需求，又不会被大规模滥用的产品呢？”。“我们正在努力解决这些问题，以及如何在实践中发挥作用。”
#FTCrypto#CBDChttps://t.co/sZuzc7BmYq

"Central banks have always had a role in creating money for the public," says Lane. "But most money is created by private financial institutions. We've been looking at CBDC for a number of years. Privacy is one of the features people like most about bank notes."
#FTCrypto #CBDC https://t.co/Y1dGpwaaDR

莱恩说：“中央银行一直在为公众创造资金方面发挥作用。”。“但大多数资金都是由私人金融机构创造的。我们研究CBDC已经有很多年了。隐私是人们最喜欢的纸币特征之一。”
#FTCrypto#CBDChttps://t.co/Y1dGpwaaDR

"Even the mighty @federalreserve is now looking at retail #CBDCs," says @GillianTett. "I think the cross-border CBDC might well be the most important use case for the whole world."
#FTCrypto https://t.co/akXAct9bL6

“就连强大的@federalreserve现在也在考虑零售#CBDC，”吉利安特说。“我认为跨境CBDC很可能是全世界最重要的使用案例。”
#加密https://t.co/akXAct9bL6

Up next: our own @gverdian takes to the stage alongside Timothy Lane of @bankofcanada, Charlotte Hogg of @Visa, and @ThomasHardjono of @MIT. The session will be moderated by @GillianTett.
#FTCrypto #CBDC #CBDCs https://t.co/UbYjYKeKXj

接下来，我们自己的@gverdian将与@bankofcanada的蒂莫西·莱恩、@Visa的夏洛特·霍格和@MIT的@ThomasHardjono一起上台。会议将由@GillianTett主持。
#FTCrypto#CBDC#CBDChttps://t.co/UbYjYKeKXj

"Without a doubt, there will always be a place for cash," says VdG. "It will diminish but it will always be there. It goes to the issue of choice."
#FTCrypto https://t.co/adpgCYqwFU

“毫无疑问，现金总会有一席之地，”VdG说。“它会减少，但会一直存在。它涉及到选择的问题。”
#加密https://t.co/adpgCYqwFU

"In retail #CBDC, we cannot guarantee full anonymity; that would go against #AML," says VdG. "Compare to retail banks: there is anonymity unless there exists a problem with AML. But a central bank does not need to know all the details of CBDC transactions."
#FTCrypto https://t.co/22HLcKtXir

“在零售业#CBDC，我们不能保证完全匿名；这将违反#AML，”VdG说。“与零售银行相比：除非存在反洗钱问题，否则银行是匿名的。但央行不需要知道CBDC交易的所有细节。”
#加密https://t.co/22HLcKtXir

"It is a mistake to see central bank regulation of #CBDC as 'Big Brother' coming to ruin things," says VdG. "We represent strong credibility, trust and common good. If we don't act, it will be regression."
#FTCrypto https://t.co/2eybVwxvxF

“将中央银行对#CBDC的监管视为‘老大哥’来毁掉事情是错误的，”VdG说。“我们代表着强大的信誉、信任和共同利益。如果我们不采取行动，那将是倒退。”
#加密https://t.co/2eybVwxvxF

"We have to be very serious about #AML," says VdG. "When there is a transaction on crypto, we should know about the two ends of the journey. This will apply in the EU as soon as we have adopted the legislation - likely this year."
#FTCrypto https://t.co/YYBY7cecgM

“我们必须非常认真地对待#AML，”VdG说。“当进行加密交易时，我们应该知道交易的两端。这将在我们通过立法后立即在欧盟适用——可能是今年。”
#加密https://t.co/YYBY7cecgM

"We cannot ignore the development of crypto digital assets because they have advantages," says VdG. "They bring lower cost, more speed and so on. But we should regulate them."
#FTCrypto https://t.co/qd5dfcYcN4

“我们不能忽视加密数字资产的发展，因为它们有优势，”VdG说。“它们带来了更低的成本、更快的速度等等。但我们应该对它们进行监管。”
#加密https://t.co/qd5dfcYcN4

"The public may think wholesale #CBDC is less exciting than retail," says VdG. "But we need both. If retail CBDC isn't interoperable, it will be wasted. We have technical solutions to this problem."
#FTCrypto https://t.co/JpnIpsL06l

“公众可能认为批发#CBDC没有零售那么令人兴奋，”VdG说。“但我们两者都需要。如果零售CBDC不可互操作，它将被浪费。我们有解决这个问题的技术解决方案。”
#加密https://t.co/JpnIpsL06l

"Unregulated cryptos stimulate innovation but they're a bad answer to the challenge," says VdG. "We shouldn't add private fragmentation in payments to the existing geo-political fragmentation we're seeing."
#FTCrypto https://t.co/wy4OiG1X6W

VdG说：“不受监管的加密技术刺激了创新，但它们不是应对挑战的好办法。”。“我们不应该在现有的地缘政治分裂的基础上，增加私人支付的分裂。”
#加密https://t.co/wy4OiG1X6W

Coming up next at #FTCrypto: @sjhmorris in conversation with @banquedefrance's Governor, Francois Villeroy de Galau. https://t.co/sVUEHzIsXQ

接下来在#FTCrypto：@sjhmorris正在与@banquedefrance的州长Francois Villeroy de Galau对话。https://t.co/sVUEHzIsXQ

All the participants agree: in a year's time, there will be a sovereign wealth fund investing in cryptocurrency.
#FTCrypto https://t.co/PqMgkyB3Fg

所有参与者都同意：一年后，将有一家主权财富基金投资加密货币。
#加密https://t.co/PqMgkyB3Fg

"Crypto has transparency built into it. We are so much more aware of the carbon footprint of it than in traditional financial products and monetary systems," says Blair Halliday at @Gemini.
#FTCrypto https://t.co/ijJTzvu2TK

@Gemini的布莱尔•哈利迪（Blair Halliday）表示：“加密技术具有内在的透明度。与传统金融产品和货币体系相比，我们对其碳足迹的认识要多得多。”。
#加密https://t.co/ijJTzvu2TK

"The bigger issue is that the lack of regulatory clarity makes it difficult to innovate. You can't just guess the regulatory direction as some aspects of crypto and DeFi are so different than traditional finance," says Orphelia Snyder at @21Shares
#FTCrypto

@21Shares的奥菲莉亚·斯奈德（Orphelia Snyder）表示：“更大的问题是，缺乏监管清晰性使创新变得困难。你不能仅仅猜测监管方向，因为加密和DeFi的某些方面与传统金融有很大不同。”
#加密

"We see 2022 as the year of the regulator. In the UK, there is more certainty with John Glen's recent announcement, the FCA's sprints, the new treasury NFT-- there is more evolution towards adoption," says Bear Halliday at @Gemini.
#FTCrypto https://t.co/2X55u24Mz9

“我们认为2022年是监管机构的一年。在英国，约翰·格伦（John Glen）最近的声明、英国金融监管局（FCA）的斯普林特（sprints）以及新的财政部非金融交易（NFT）更具确定性——在采用方面有了更大的发展，”Gemini的贝尔·哈利迪（Bear Halliday）说。
#加密https://t.co/2X55u24Mz9

"Institutionalisation diminishes the complexity of operating and investing in the crypto space," says Stephen Richardson @FireblocksHQ.
#FTCrypto

“制度化降低了加密空间运营和投资的复杂性，”Stephen Richardson@FireblocksHQ说。
#加密

"You have to participate in Web 3.0 or you will become irrelevant, says Johann Bornman at @ConsenSys.
#FTCrypto

@ConsenSys网站的约翰·博恩曼说：“你必须参与Web3.0，否则你就会变得无关紧要。”。
#加密